Life Insurance Options

Protect those who depend on you and safeguard their future. With a variety of policies to fit your needs, we remove the hassle of getting covered and find you the best policy to fit your needs. Click the quote & apply button, but let's chat before you apply. There are over 700 companies that offer life insurance and not all of them will be in a quote & apply tool.

If you qualify for life insurance, then I'll have options for you. Insurance is about transferring risk. We all eventually die and leave our families and loved ones with memories. For those of us who would like to make sure that our loved ones are financially secure in our absence, we save our money, invest, and get life insurance. There are many types of life insurance. The lower risk that you are for an insurance company, the lower your premium. Even guaranteed issue policies will check medical records to determine the insurance company's risk. Fortunately, I represent over 60 life insurance companies and as I speak with you, I can determine which would be the best fit for your situation. Please understand that if you're 95 and in hospice, the risk is too great for any company. The best time to buy life insurance is when you're young and healthy, but there may still be options for those who have waited. If you have an employer group life insurance plan, I recommend getting an individual plan that's not tied to your employment. Many of my clients retire and their group life insurance plan doesn't go with them. Now that they're older, an individual plan is more expensive since the risk is greater. The time to get life insurance is to get it while you can. I can't stress that enough. I get so many desperate calls from individuals with a life threatening diagnosis, but insurance is about transferring risk and it's too late for them. They carried the risk their whole lives. Since the weight of it didn't come to mind, it seemed light, but having come close to the end they realized the heaviness. It doesn't have to be that way for you. Let's talk 346-261-2520

Contact Chris DeLosSantos Houston Office

Independent Health Medicare Life Insurance Agent / Broker. Call or text is preferred. 346-261-2520

NPN 21654322 Licensed in TX #3361632