Dental Insurance

Dental Insurance Options

If you qualify for Dental insurance, then I'll have options for you. Insurance is about transferring risk so if you're needing a root canal next month, a dental discount plan will be a better fit. That being said, if you currently have dental insurance, then we may be able to waive the waiting periods with some companies. Fortunately, I represent numerous insurance companies and as I speak with you, I can determine which would be the best fit for your situation. Let's talk 918-872-0495 or email Rick@HMLChoices.com.

Humana Dental Coverage

A plan that'll make you smile, with coverage for preventive services like checkups and cleanings, so keep those teeth in tip-top shape. Click the Humana Logo to get a quote.  Some plans waive the waiting period with proof of 12 months of prior coverage.

Ameritas Dental Coverage

Ameritas PrimeStar® dental insurance plans feature next-day coverage and no enrollment fees. There are no waiting periods on most dental plans. Preventive visits, such as dental exams and cleanings, are covered up to 100%. And some dental plans include additional benefits such as orthodontia or hearing care. Click their logo to get a quote. 

Lets Connect

The journey of finding the right insurance doesn't have to be daunting. Reach out, and let's embark on this journey together.

You can stop by my office or use the contact info below for any questions and inquiries


A little About Me

I find out what your needs are and then from my pool of multiple carriers, I find the right plan that meets your needs & budget. Benefits: It doesn't increase your premiums to have me as your an agent, it avoids the pitfalls mentioned above, and it saves time shopping individual insurance companies.


As an Independent Broker /Agent, my goal is to offer every Medicare plan option available.  Medicare requires this disclaimer verbatim even though I do offer every plan available in Tulsa County except for I-SNPs which are MA plans for individuals in an institution.  Medicare Disclaimer: "We do not offer every plan available in your area.  We represent a number of MA organizations, which offer products in your area.  Any information we provide is limited to those plans we do offer in your area.  Please contact Medicare.gov 1-800-medicare or your local State Health Insurance  Program to get information on all of your options. "   Obviously, Medicare is requiring this due to some brokers on a local and national scale not offering all plans in all areas.  

I'm licensed in Oklahoma, Texas, Louisiana, Arkansas, Missouri, Kansas, Nebraska, Colorado, Utah, Idaho, Ohio, and Virginia.